401k Limit 2024 Over 55. For 2025, the 401(k) contribution limit for employees is $23,500, or $31,000 if you are age 50 or older. Employees can invest more money into 401(k) plans in 2025, with contribution limits increasing from $23,000 in 2024 to $23,500 in 2025.
Most people don’t max out their 401(k). For 2024, the maximum 401(k) contribution limit is $23,000 for individuals under the age of 50.